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The Accredited Retirement Advisor (ARA) credential recognizes professionals who have a thorough knowledge of topics relevant to retirement planning and special issues of senior citizens including tax planning and tax preparation for decedents, estates, and trusts; and applying your knowledge and skills in real-life situations when serving aging clients.
In order to become an ARA, you must pass the 100 question ARA examination which is offered twice a year at testing centers around the country.
Please note, the ARA exam is not being offered at this time. Check back for upcoming testing dates.
The ARA exam is a three and a half hour, 100 multiple-choice question exam. You must score 70% or better to earn the credential. For more information on the ARA exam visit the Exam Details page.
Topics covered on the exam include:
Retirement Plans, Benefits & Retirement Distribution (21 questions)
Social Security, Medicare, Medicaid, Veteran's Benefits, Retirement Plans, Retirement Plan Distribution and Planning
Insurance, Health Care, Senior and Long-Term Care Options (21 questions)
Health Insurance, Long Term Care Insurance, Health Care, Long-Term Care, Life Insurance, Senior Housing Options and Issues
Estates, Trusts, Estate Planning & Taxation Considerations (44 questions)
Estates, Trusts, Estate Planning, Taxation of Estates Form 706, Decedent’s Final Return, Gift Tax Returns Form 709, Special Considerations for the Self-Employed
Personal Residence Issues (10 questions)
Ethics & Professionalism in Serving Aging Clients (4 questions)
Maintaining Your Credential
ACAT Credential Holders must meet three (3) requirements to maintain credentials: Payment of annual renewal fees, continuing education requirements, and adherence to the Code of Ethics. Details of each can be found here.
For more information about ACAT and its tax and accounting credentials, view the ACAT Candidate Handbook